From asbestos abatement to soil remediation to emergency response activities, environmental contractors have to be ready to respond to variety of environmental hazards at a moment’s notice. The exposures contractors face every day are as varied as their operations, so they have to be technically proficient with assessment and remediation methods and technologies as well as up-to-date with the latest federal, state and local environmental, health and safety regulations.

At OneBeacon Environmental, our team consists of underwriters who began their careers as environmental contractors and have the understanding and expertise to create insurance solutions for an environmental contractor’s unique needs.

Our enviro@vantage policy assists environmental contractors with their general liability, contractors pollution and professional exposures. Available in all 50 states on non-admitted paper with minimum premiums for most classes of business starting at $2,000 and available limits of liability up to $15,000,000.

Coverage includes:

  • Occurrence and Claims-Made coverage forms
  • Mold coverage on an occurrence or claims-made basis
  • Additional terms available by endorsement, including blanket Additional Insured and Waiver of Subrogation, Primary/Non-contributory Wording, Additional Supplementary Payment Limit, and Silt and Sediment coverage
  • Deductible credits for mediation
  • Transportation Pollution Liability including first party and third party carrier transportation pollution
  • Ninety days automatic coverage for newly acquired or formed organizations
  • Expanded definitions:
    • Coverage territory uses ISO Commercial General Liability (CG 00 01 12 07) definition
    • Environmental damage includes emergency response costs
    • Pollutants include viruses and bacteria including Legionella pneumophila, low-level radioactive waste, electromagnetic fields and mold
    • Pollution conditions include illicit abandonment at an insured location or a jobsite
  • Multi-year policy terms available for select classes
  • Project and contract specific policies
  • Additional Coverage Options including Environmental Premises Liability

Target Industries include:

  • Asbestos, Lead, Radon and Mold Testing and Abatement
  • Storage Tank Installation, Cleaning and Removal
  • Crime Scene and Meth Lab Cleanup
  • Soil and Groundwater Remediation
  • Drilling and Geoprobe (environmental focus)
  • Medical and Biohazard Waste Collection and Disposal
  • Solar and Geothermal Installation
  • Environmental Consultants including:
    • Asbestos, lead paint and mold consulting, remedial design and oversight
    • Phase I, II and III Environmental Site Assessments
    • Environmental Impact Studies
    • Biological, wildlife and wetland studies
    • Remedial Design and Project Supervision
    • Groundwater and Hydrogeology Consulting
  • Air Quality Testing
  • Alternative Energy System Design and Consulting
  • Health and Safety Services and Training Providers
  • Industrial Hygiene Services
  • Laboratory Analytical Services for Environmental Consulting
  • Regulatory Consulting, Permitting and Compliance Audits
  • Water and Wastewater Treatment System Design and Testing
  • Hazardous Waste Brokers