Pollution incidents make news headlines. From oil spills to mold, to natural disasters and jobsite accidents, pollution incidents can be costly. Unfortunately, it is often not until an organization is involved in an incident that it realizes the risks, or how critical the right Contractors Environmental Liability insurance coverage can be. We can help you stay ahead of any incidents through the contractors@vantage policy, which is an industry-tailored, business-specific coverage with the following features:

  • Contractors Pollution Liability
  • Transportation Pollution Liability
  • Non-Owned Disposal Site Liability
  • Short-Term Environmental Premises Liability
  • Environmental Premises Liability
  • Professional Services Liability

Coverage highlights include:

  • Limits of liability up to $15,000,000
  • Occurrence and claims-made coverage forms
  • Mold coverage on an occurrence or claims-made basis
  • Additional terms available by endorsement, including additional insured and waiver of subrogation, primary/noncontributory wording, additional supplementary payment limit, and silt and sediment coverage
  • Deductible credits for mediation
  • Transportation pollution liability including first-party and third-party carrier transportation pollution
  • Expanded definitions include:
    • Environmental damage includes emergency response costs
    • Pollutants include viruses and bacteria including legionella pneumophila, low-level radioactive waste, electromagnetic fields and mold
    • Pollution conditions include illicit abandonment

Target Industries include:

  • Artisan and trade contractors including electrical, plumbing, HVAC, masonry and concrete, mechanical engineers, janitorial, painting, landscaping, demolition, excavation and grading, and winterization / energy efficiency contractors
  • General contractors and construction managers
  • Street and road construction and maintenance
  • Contractors requiring certification under EPA's renovation, repair and painting rule
  • Utility installation
  • Industrial cleaners
  • Pipeline installation and maintenance
  • Alternative and green energy contractors including solar and geothermal installation contractors
  • Crime scene and meth lab cleanup