Like any business, environmental contractors and consultants often rely on a fleet of cars to get to the job site or visit clients. But no matter how carefully you drive, accidents happen. From small fender benders to chemical spills, having the right business automobile coverage is critical. That’s why we offer Business Auto with broadened pollution coverage in conjunction with OneBeacon's enviro@vantage coverage package.

With a minimum fleet size of one power unit, Business Auto is available in 50 states and written on admitted paper. State and Federal financial responsibility endorsements and filings are available as required, including the MCS-90.

Auto coverage is often taken for granted and assumed to be fairly comprehensive through standardized coverage forms. We encourage you to carefully consider these exposures, as coverage forms do vary.

OneBeacon's automobile endorsement – @vantage for Automobile – includes a schedule of 21 coverage extensions:

  • Additional Insured By Contract
  • Airbag Discharge
  • Glass Repair – Waiver of Deductible
  • Auto Theft Reward
  • Hired Auto Physical Damage Coverage
  • Blanket Waiver of Subrogation
  • Lease Gap Coverage
  • Bodily Injury Redefined – Mental Anguish
  • Newly Formed/ Acquired Organizations
  • Communications Equipment
  • Physical Damage – Transportation
  • Diminution in Value
  • Expenses
  • Rental Reimbursement – Private
  • Drive Other Car – Executive Officers
  • Suit or Loss
  • Employees as Insureds
  • Passenger Vehicles
  • Employee Hired Autos
  • Towing – Any Covered Auto

Eligibility Information

Eligible classes of business include:

  • Environmental contractors and consultants
  • Green energy contractors
  • Restoration contractors
  • Vacuum truck operations

Ineligible classes of business include:

  • Hauling-for-hire risks
  • Garbage/refuse collection and hauling
  • Accounts whose operations are primarily hauling hazardous materials, fuel, oil or salt water

Coverage is not available on a monoline basis and must be provided in conjunction with our enviro@vantage product line.